Earnings and Income Disclaimer; Use of Website Products, Information, and Spreadsheets

The products and information presented on this website, including any spreadsheets or workbooks with auto-deriving financial data, have unknown risks involved, and are not suitable for use by everyone. Making decisions based on any information or products or spreadsheets presented or offered on this website should be done only with the knowledge and express understanding that they could be inaccurate or incomplete.

All products, information and spreadsheets available for use are for illustrative and educational purposes only. Use caution and seek the advice of qualified professionals before using or relying on such products, information or spreadsheets.  All products, information and spreadsheets available on this website should be independently verified by your own qualified professionals.  This means you should check with your accountant, lawyer, or professional advisor, before relying or acting on any such information.

Users of our online products, including our spreadsheets, are explicitly advised to perform their own due diligence when it comes to verifying any results and making any business decisions.  The products, information, and spreadsheets on this website should be carefully considered and evaluated before reaching a decision on whether to rely on them, and used only after independent verification and consultation with the appropriate professionals. 

By using this website and any products, information, or spreadsheets herein, you waive any rights or claims you may have against Arthur Shulsky LLC, its owners, employees, agents, and affiliates.   Arthur Shulsky LLC expressly disclaims all liability, loss or risk incurred as a direct or indirect consequence of the use of the products, information, and spreadsheets.

THE PRODUCTS, INFORMATION AND SPREADSHEETS ARE PROVIDED AS-IS WITH NO REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. YOU ASSUME COMPLETE RESPONSIBILITY AND RISK FOR USE OF THE FORMS LIBRARY AND THE DOCUMENTS. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

You agree that, if an agent (e.g., an attorney, an employee, etc.) uses any products, information or spreadsheets on your behalf, you are nonetheless bound as a principal by all terms and conditions herein.

Please visit our Terms and Conditions page for further important information on the terms which you agree to by using this website and any of the products, information or spreadsheets.  

IRS Circular 230 disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any tax advice contained in this communication, unless expressly stated otherwise, was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matter(s) addressed herein.